We Partner with you to make care more affordable
High-quality therapy is expensive. Our mission is to make it accessible to more people by working with insurance companies to cover mental health services in-network and out-of-network.
In Network
We’re currently in network with the following insurance plans:
- Optum
- Oscar Health
- United Health Care PPO
- Kempton
- Aetna
Co-pays and deductibles for our services are based on your individual coverage. For detailed benefits information, please call the Member Services number on the back of your insurance card or click the link above.
If you have additional questions, contact pswanson@saunatherapies.com
Out of Network
Rates for Out of Network
- $120-180, 60 minute session
- $200, 90-minute sessions
- $175-200 Couples Therapy
Most times, you can get 50% – 80% of your care paid for if your out-of-network benefits apply. If my supervisor is not paneled with your insurance company then I would be considered an ‘out-of-network’ provider. This means that you will likely receive reimbursement for part of my services from your insurance company.
Maximize Your Reimbursement
Did you know you may be eligible to have 60-80% of your cost covered by out-of-network benefits? We’ll look up the details of your insurance plan so you don’t miss out.
Texas Crime Victims Fund
You may qualify for the Texas Crime Victims Fund, a service by the Attorney Generals Office that offers coverage for crime victims.
Discover policies for practice and use while seeking therapy at Sauna Therapy
If I am not in-network for you, I do not bill your insurance company.
I ask you to pay my full fee directly on the day of service, and I will give you the paperwork (superbill) needed for you to seek reimbursement from your insurance company. Please let me know if you’d like me to enroll you in monthly superbill payments.
If I am not in-network for your insurance company, I suggest you ask your insurance company what you will be reimbursed by them. You can ask:
What percentage will I be reimbursed for psychological services from an “out-of network” provider who is an Associate Licensed Therapist in Texas? Reimbursement is often about 50-85% of my fee.
The CPT code I use for 55-minute therapy sessions is 90837 and for 30-45 minutes of therapy, it’s 90832.
To get an initial estimate, email Paige Swanson, LPC-A, NCC and she will provide a “Good Faith Estimate” with services.
During your signup process, we’ll be able to provide a more accurate estimate based on your specific information. For in-network clients, we will contact your insurance company on your behalf to learn more about your coverage and benefits. Once we have this information, we can provide a price range you can expect to pay before you start care at Sauna Therapy.
Flexible spending accounts (FSA) and health savings accounts (HSA) are like personal savings accounts for medical expenses. The funds in these accounts are deposited on a pre-tax basis and can be applied to our services. We recommend that you research your specific plan to best understand how to utilize it for services with Sauna Therapy.
Many insurance plans are offering coverage for therapy, including virtual therapy sessions. To verify your coverage, reach out to your insurance company.
Following your appointment, we’ll give you the information needed to submit a claim to your insurance provider. This includes steps for submitting your claim and a superbill to help the reimbursement process go faster. If you need to request a superbill, please contact Paige Swanson, MA, LPC-A, NCC
On average, it can take anywhere from a few weeks to a few months for claims to be processed, but specific timelines depend on your insurance company and the complexity of your claim. Once the claim has been submitted, the best contact for a status update is your insurance company’s Member Services or your online insurance portal. Member Services phone number can be located on the back of your insurance card.
DOwnload our Step By Step Guide
At Sauna Therapy, we understand that healthcare is expensive. If you have a plan with out-of-network benefits, then it can be even more frustrating when you’re forced to pay your providers out of pocket with out-of-network benefits.