Does my plan include out-of-network providers?
If I am not in-network for you, I do not bill your insurance company. I ask you to pay my full fee directly on the day of service, and I will give you the paperwork (superbill) needed for you to seek reimbursement from your insurance company If I am not in-network for your insurance company, I suggest you ask your insurance company what you will be reimbursed by them. You can ask: What percentage will I be reimbursed for psychological services from an “out-of network” provider who is an Associate Licensed Therapist in Texas? Reimbursement is often about 50-85% of my fee. The CPT code I use for 55-minute therapy sessions is 90837 and for 30-45 minutes of therapy, it’s 90832.
How do I find out exactly how much I'll pay
To get an initial estimate, email Paige Swanson, LPC-A, NCC and she will provide a "Good Faith Estimate" with services. During your signup process, we'll be able to provide a more accurate estimate based on your specific information. For in-network clients, we will contact your insurance company on your behalf to learn more about your coverage and benefits. Once we have this information, we can provide a price range you can expect to pay before you start care at Sauna Therapy.
What do I need to know about an FSA or HSA?
Flexible spending accounts (FSA) and health savings accounts (HSA) are like personal savings accounts for medical expenses. The funds in these accounts are deposited on a pre-tax basis and can be applied to our services. We recommend that you research your specific plan to best understand how to utilize it for services with Sauna Therapy.
How to I get out-of-network reimbursement
Many insurance plans are offering coverage for therapy, including virtual therapy sessions. To verify your coverage, reach out to your insurance company. Following your appointment, we’ll give you the information needed to submit a claim to your insurance provider. This includes steps for submitting your claim and a superbill to help the reimbursement process go faster. If you need to request a superbill, please contact
How Do I Apply for the Crime Victims Fund?
I am a crime victims fund provider. For more information on accessing our crime victims' fund payment options, please visit our page for enrollment.
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At Sauna Therapy, we understand that healthcare is expensive. If you have a plan with out-of-network benefits, then it can be even more frustrating when you’re forced to pay your providers out of pocket with out-of-network benefits.